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Our focus has always been our clients and what is in their best interests. We help you define what you need, then build a strategy to get you there.
The approach
We place real weight on keeping current with investment market conditions, and on being a steady influence when things turn uncertain. We also stay across the financial, technical and legislative changes that affect your circumstances, because most of what goes wrong in financial planning goes wrong through inattention rather than bad intent.
As a client of DEK Advisory Group you get professional, ethical and timely advice from a planner who understands your situation, across the four areas below.
01 — Superannuation & retirement
Retirement is the point where decades of contributions have to start doing a different job. The strategy that built your balance is rarely the one that should draw it down. We work through the shift with you, including the tax and Centrelink consequences most people only discover afterwards.
02 — Wealth creation & investing
Risk tolerance is not a personality test, it is a practical question about what you need the money to do and when. We document your risk profile with you, then build an asset allocation around it, and we revisit it as your circumstances move.
All investing carries risk, and returns are not guaranteed. Any recommendation we make comes with a written explanation of the risks alongside the expected benefits.
03 — Wealth protection
Insurance is the part of a plan people most want to skip and most regret skipping. The question we work through is a concrete one: if income stopped tomorrow, what would your family need, for how long, and what is already covered inside your super.
How we are paid on insurance. We may receive commission from insurers on policies we arrange. The amount is disclosed to you in your advice document, and the full detail is set out in our Financial Services Guide.
04 — Centrelink, aged care & estate
Age Pension entitlements, aged care costs and estate arrangements all interact with your super and investments, and getting the order wrong can be expensive. We work out where you stand, explain the options in plain terms, and help you get through the paperwork.
DEK Advisory Group is authorised by the Tax Practitioners Board to provide tax (financial) advice services directly related to our financial planning advice. We do not advise on other tax matters, and we do not provide legal services. Where a will or power of attorney needs drafting, we work alongside your solicitor.
Scope of advice
Through our licensee, Betterment Financial Planning, we can advise on and arrange the following.
This list is drawn from our Financial Services Guide dated 19 May 2026, which is the authoritative document. Please read it before engaging us. Download the Financial Services Guide (PDF).
That is usually the right reason to call. A first conversation costs nothing and will tell you whether there is anything worth doing.